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Lien

A legal claim registered against a vehicle by a lender or creditor, which must be cleared before clean title can pass to a buyer.

A lien secures a debt against a specific vehicle, most often the loan used to buy it. Until the debt is paid and the lien is discharged, the lienholder keeps a claim on the car. Before reselling, a dealer runs a lien search and clears any registered interest so the buyer receives clean title. An undisclosed lien can follow the vehicle to the next owner, so lien checks are a standard part of acquisition.

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